9 easy ways to spring clean your finances
by Andrea Woroch posted in Tips & Tricks
Spring is the season of renewal and the perfect time to clean your home. From organizing closets to dusting the blinds to purging junk from the garage, these household chores will make you and your home feel refreshed. While you?re in the cleaning mood, put some of that energy toward tidying up your finances so you can clear the clutter and chaos that has built up in your budget.
Follow these nine tips to spring clean your household budget and get a fresh start on your finances.
Buff your budget.
Your budget needs to be reevaluated every few months to ensure it?s still in line with your family?s financial goals. Certain milestones that you experience throughout the year such as buying a new car, having a baby and even adopting a pet will impact your monthly spending and savings. Free budgeting tools can make the process much easier by linking your bank, credit card and other financial accounts in one place. Open a free account with Mint or another top budgeting tool.
Organize accounts.
Money is easily mismanaged when it?s all over the place. Simplify your finances by moving funds disbursed among several institutions into one or two accounts at your favorite bank or credit union. Savings sitting in a 401K from a previous first employer should be moved to a more appropriate investment that meets your target retirement. Don't forget to list appropriate beneficiaries either so your funds don?t end up in probate.
Declutter your...
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