How the Senate healthcare bill could affect pregnancy & families
by Michelle Stein posted in Parenting
As a followup to the U.S. House's American Health Care Act, the Senate has released a draft of its newest healthcare reform bill called the "Better Care Reconciliation Act." This controversial bill aims to replace the current Affordable Care Act (ACA,) also known as Obamacare.
If both the Senate and the House end up passing a version of this bill, it could have significant consequences for expecting moms and families, including:
Loss of coverage through Medicaid. Through phasing out Medicaid expansion by 2021, the bill aims to make dramatic cuts on government-funded healthcare for those with low income. This is significant because nearly 1 in 5 women are enrolled in Medicaid and Medicaid pays for half of all births. Maternity care may no longer be covered. Currently, insurance companies are required by law to cover maternity care and they can't increase your premium if you become pregnant. With the new Senate bill, individual states could ask to waive this requirement.
Cuts to healthcare subsidies. For those who purchase their healthcare insurance through a government marketplace, their subsidy value would possibly decrease under the Better Care Reconciliation Act. Or, they may no longer qualify for a subsidy at all.
Potential lifetime caps affecting pre-existing conditions. Unlike the previous House bill, the new Senate bill would still require insurers to charge people with pre-existing conditions the same amo...
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