Pregnancy is a time of joy and anticipation with significant financial considerations. You?ll need to buy maternity clothes, baby furniture, and a car seat to safely care for your newborn. You?re also responsible for those prenatal appointment co-pay and may take on some costs your baby?s birth. For the savvy mama, there are ways to borrow clothes and get discounts on nursery items and car seats, so you want quality healthcare that doesn?t cost a fortune, too, right"
Research your options and select the best insurance carrier that gives you financial security during your pregnancy and the first year after baby?s birth.
Know Your Needs
Start by thinking of the care you will need while pregnant. You?ll have monthly, bi-weekly, then weekly prenatal appointments. If you have any medical conditions that are being monitored while you?re pregnant there may be additional expenses like medication, tests, and even hospitalization. Make a list of the must-have insurance coverage that?s essential for you and your baby’s well-being. Compare Insurance Providers
The Patient Protection and Affordable Care Act (ACA) became law in 2010. It makes affordable health insurance available to more people, expands the Medicaid program (state-dependent), and supports methods designed to lower health care costs. You can search the marketplace to compare insurance providers (even for Medicaid) if you don?t have private employer insurance.
Look for reputable companies with a strong track reco...